A CONIFER HOLDINGS COMPANY

Condo

HO6 Condo Broad Form

Home Insurance - American Colonial

Condo insurance is needed to insure your personal property, as well as most parts of your unit that are not covered by your condo association’s master policy. Our Condo product provides coverage for your personal property and permanently attached structures within the unit, such as kitchen cabinets, built-in appliances, wall-to-wall carpeting, etc. Our broad policy has several optional coverages to meet your individual needs.

Optional Coverages can include:

  • Animal Liability
  • Unit Owner rental to others
  • Water Back up and Sump Overflow
  • Home Computer
  • Golf Cart Physical Damage and Liability
  • Scheduled Personal Property
  • Personal Injury Protection
  • Ordinance or Law
  • Personal Property Replacement Cost
  • Special Personal Property

Excluded risks: Mobile, Modular, or Manufactured/Prefabricated Dwellings; Properties located entirely over water; Properties accessible only by boat; Risks with any prior sinkhole activity; Exotic Animals, farm animals, saddle animals, or ineligible dog breeds; Home of unconventional construction; Dwellings with unapproved roof; Dwellings without a permanently installed heat source; Condos undergoing construction/renovation; and Vacant Condos.

 

Product Highlights

  • $35,000 Minimum Value
  • $500,000 Maximum Value
  • $25,000 – $500,000 Contents Coverage
  • AOP Deductible options $500 – $5,000
  • Hurricane Deductible Values $500, $1,000, $2,500, & $5,000
  • Dwellings – $100,000-$300,000 Liability
  • $1,000-$5,000 Medical Payments

Our product is available in all states that are red.

  • A
  • B
  • C
  • D
  • E
  • F
  • G
  • H
  • I
  • J
  • K
  • L
  • M
  • N
  • O
  • P
  • Q
  • R
  • S
  • T
  • U
  • V
  • W
  • X
  • Y
  • Z
  • a
  • b
  • c
  • d
  • e
  • f
  • g
  • h
  • i
  • j
  • k
  • l
  • m
  • n
  • o
  • p
  • q
  • r
  • s
  • t
  • u
  • w
  • x
  • y